Suspicious Phone and SMS Text Messages

To protect your privacy, we will never call or text you to ask for account information or personal details. We advise you never to give out your personal information or details about your account by clicking a link or on the phone. Please report any suspicious calls or text messages to America’s CU by contacting us at 1-888-742-6551. Protect yourself from fraudulent communications.

Share-Secured Loans

Build your credit by borrowing from yourself.

Share-Secured Loans. Savings-Secured Loans. Certificate-Secured Loans.

For these types of personal loan, you pledge deposits in your savings account or certificate as collateral to secure an installment loan. Your deposits stay in place while you repay your loan.

Save on a lower interest rate vs. an unsecured personal loan
Start to build or rebuild a strong credit history
Fixed interest rate and monthly payment
Share-secured loan term up to 60 months
Certificate-secured loan term up to the certificate maturity
No application or prepayment fees

Apply for a Secured Loan

See Share Secured Loan Rates

Secured Loan

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