Join the Credit Union | America's Credit Union

Join Us

You Can Be A Member Too!

Experience more with the America's CU Family.

We offer many of the same services as banks, but function as a not-for-profit institution where people work together to help other people.

Community minded

Personalized service

Customized solutions

Innovative products and services

We deliver on more service, more value, more solutions for your financial needs.

So many features even banks are jealous...

Free checking accounts that pay great rewards
Access your money via online and mobile banking
Use the MoneyPass® ATM network to avoid paying a surcharge fee
Better rates on deposits and lower rates on loans
Tax services discount
Access to a financial advisor

and much more...

We make your passions our priority. Why wouldn't you join? Come and experience the America's CU difference!

Join Now

Eligibility to Join

Texas

Texas Counties

If you or a family member live, work, worship, or attend school within Dallas, Collin, or Rockwall County, we'd love the opportunity to serve you!

Missouri

Springfield Select Employer Groups

If you work for: Kraft Heinz, Don Johnson's Tobacco World, or commercial Metals Company, in Springfield, we'd love the opportunity to serve you!

Other

Other Eligibility

If you are a family member of the Texas or Missouri eligibility groups, we'd love the opportunity to serve you!

Join Now

See a detailed list of Select Employer Groups

Refer-A-Friend

Got Friends? Get Rewards!

Why keep all the good stuff to yourself? Invite your friends to join the fun, and we’ll send some awesome rewards your way—because sharing isn’t just caring, it’s winning!

Earn a $75 cash bonus for each new member you bring to America’s CU.

Refering is easy!

Print the card by clicking below, or pick up a card at your nearest branch location.
Give it to your friend or family member.
Have them visit the nearest branch location and open an account with a checking account and direct deposit. ¹
You get $75 and your friend gets $75!

Help us grow and celebrate the credit union's future—because together, we’re building something amazing for everyone!

Print Your Refer-A-Friend Card

Starting January 1, 2025, each person will receive $75 when a new member opens a checking account with direct deposit of $100 and up.* No limit to the number of referrals! Member needs to be 13 years or older to open a checking account.

Get Started

To become a member, you will need the following:

Social Security Number
Driver's License or Government ID
Current Home Address
Debit or Credit Card to fund your account
$25 for initial deposit

To open your account, you can stop by one of our convenient branch locations, call us at 214-742-6551, or go online to open your account. We are excited to have you join us!

Join and Open your Account

What makes a credit union different from a bank?

If you are ready for a new checking account or a mortgage or auto loan, you may be asking yourself which financial institution is right for you?

Credit unions and banks both offer deposit accounts and many of the same types of loans along with ATM services and online and digital banking. But in truth, there are a multitude of differences that will impact you and your wallet which you should consider.

Learn more about what makes a credit union different from a bank.

Questions About Membership?

If you have any questions about membership at America's CU don't hesitate to reach out. We have Member Service Representatives at all of our branch locations who can answer your questions and talk to you about membership. You can also use the form on our Contact Us page to submit questions or get our phone numbers.

Disclosures

¹ Refer-A-Friend (RAF) $90 incentive will be deposited into referring members' account within 5 days of the new account opening. The referred new account will receive $90 RAF incentive within 5 days of the first direct deposit of $100 or more. Direct deposit must be made within 60 days of account opening. Must be 18 years of age to participate. RAF incentives will be reported as dividend income. Referred members must meet eligibility and account opening criteria.