To protect your privacy, we will never call or text you to ask for account information or personal details. We advise you never to give out your personal information or details about your account by clicking a link or on the phone. Please report any suspicious calls or text messages to America’s CU by contacting us at 1-888-742-6551. Protect yourself from fraudulent communications.
Earn a $90 cash bonus for each new member you bring to America’s CU.
Term | Minimum to Earn Dividend | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
---|---|---|---|---|
6 Month | $1,000 and up | 0.100% | 0.10% | Receive a notification when this rate changes |
7 Month | $1,000 to $99,999 1 | 4.169% | 4.25% | Receive a notification when this rate changes |
7 Month | $100,000 and up 1 | 4.314% | 4.40% | Receive a notification when this rate changes |
1 Year | $1,000 and up | 1.982% | 2.00% | Receive a notification when this rate changes |
18 Month | $1,000 and up | 0.797% | 0.80% | Receive a notification when this rate changes |
2 Year | $1,000 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
3 Year | $1,000 and up | 0.747% | 0.75% | Receive a notification when this rate changes |
4 Year | $1,000 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
5 Year | $1,000 and up | 0.995% | 1.00% | Receive a notification when this rate changes |
Minimum to Earn Dividend | Dividend Rate 2 | Annual Percentage Yield (APY) 2 | Alert Me | |
---|---|---|---|---|
6 Month IRA Certificate | $500 and up | 0.100% | 0.10% | Receive a notification when this rate changes |
7 Month IRA Certificate 1 | $1,000 to $99,999 | 4.169% | 4.25% | Receive a notification when this rate changes |
7 Month IRA Certificate 1 | $100,000 and up | 4.314% | 4.40% | Receive a notification when this rate changes |
12 Month IRA Certificate | $500 and up | 1.982% | 2.00% | Receive a notification when this rate changes |
18 Month IRA Certificate | $500 and up | 0.797% | 0.80% | Receive a notification when this rate changes |
24 Month IRA Certificate | $500 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
3 Year IRA Certificate | $500 and up | 0.747% | 0.75% | Receive a notification when this rate changes |
4 Year IRA Certificate | $500 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
5 Year IRA Certificate | $500 and up | 0.995% | 1.00% | Receive a notification when this rate changes |
Minimum to Earn Dividend | Dividend Rate | Annual Percentage Yield (APY) 3 | Alert Me |
---|---|---|---|
$25 - $4,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
$5,000 - $9,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
$10,000 - $24,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
$25,000 - $49,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
$50,000 and above | 0.050% | 0.05% | Receive a notification when this rate changes |
Term | Dividend Rate | Annual Percentage Yield (APY) | Minimum to Earn Dividend | Alert Me | |
---|---|---|---|---|---|
Mini-Jumbo Certificate | 1 Year | 1.982% | 2.00% | $50,000 and up | Receive a notification when this rate changes |
Mini-Jumbo Certificate | 18 Month | 0.797% | 0.80% | $50,000 and up | Receive a notification when this rate changes |
Mini-Jumbo Certificate | 2 Year | 0.648% | 0.65% | $50,000 and up | Receive a notification when this rate changes |
Mini-Jumbo Certificate | 3 Year | 0.747% | 0.75% | $50,000 and up | Receive a notification when this rate changes |
Mini-Jumbo Certificate | 4 Year | 0.648% | 0.65% | $50,000 and up | Receive a notification when this rate changes |
Mini-Jumbo Certificate | 5 Year | 0.995% | 1.00% | $50,000 and up | Receive a notification when this rate changes |
Jumbo Certificate | 1 Year | 1.982% | 2.00% | $99,000 and up | Receive a notification when this rate changes |
Jumbo Certificate | 18 Month | 0.797% | 0.80% | $99,000 and up | Receive a notification when this rate changes |
Jumbo Certificate | 2 Year | 0.648% | 0.65% | $99,000 and up | Receive a notification when this rate changes |
Jumbo Certificate | 3 Year | 0.747% | 0.75% | $99,000 and up | Receive a notification when this rate changes |
Jumbo Certificate | 4 Year | 0.648% | 0.65% | $99,000 and up | Receive a notification when this rate changes |
Jumbo Certificate | 5 Year | 0.995% | 1.00% | $99,000 and up | Receive a notification when this rate changes |